Skip to content
Zentis AI
Request a demo
Zentis AI
Industries
Banking & creditSOUL co-pilot, retail credit, onboarding.InsuranceFNOL, claims triage, underwriting.Finance, risk & voiceForecasting, reserving, voice agents.Insurance BrokerageEvery quote and every renewal, ready before the client starts wondering.
Products
Zentis AnalyticsForecasting, reserving, and regulatory reportingAuditOSBank, e-commerce, Shariah, and claims audit.FAMIend-to-end motor insurance automationZentis BinderDefence file assembly, live as the case runs.
Resources
NewsProduct news and conference write-ups.ArticlesLonger pieces on AI in regulated industry.Events & webinarsWhere to find us in person.UsecasesA library of reusable, editable templates.
Company
AboutWho we are and why the harness is the product.PartnersTechnology, consulting, and reseller partners.ContactTalk to the team, or book a working session.CareersJoin us
Platform
ZaraZara is where a workflow starts, Zara builds the team.Zen StudioZen Studiois where engineering opens it upZen PilotZen Pilot is where it actually runs
Request a demo

Stay Ahead with Zentis AI Insights

Subscribe to receive the latest updates straight to your inbox

Zentis AI

An enterprise-grade agentic platform for banking, insurance, and audit. Incubated by Techvantage.ai.

Platform

ZaraSPARZen StudioZen Pilot

Solutions

Audit & complianceInsuranceBanking & creditFinance, risk & voice

Trust

The defence fileSecurityAssuranceRegulatory packs

Resources

NewsArticlesEvents & webinarsClassic

Company

AboutPartnersContactCareers
© 2026 Zentis AI. All rights reserved.info@zentis.aiLondon, England
Anthropic Partner NetworkNVIDIA InceptionTechvantage.ai, Deloitte Technology Fast 50
← All use cases03 / 20
Banking · Middle East

Full population audit testing for a retail bank

Ten percent sample coverage could become a full population review, in less time than the sample used to take.

Built with a Head of Internal Audit in mindFull population audit testing for a retail bank — workflow screenshot

The kind of team this fits: a Middle East retail bank with around 120 branches, an internal audit function of 30 auditors covering 15 business units.

The morning before

Ten percent coverage isn't a decision anyone made on purpose. It's what's left once thirty auditors spend most of a six week cycle gathering evidence instead of testing it, and the ninety percent that goes unreviewed is simply the part nobody had time to reach.

Image, the morning before

A photo or illustration of what this looks like today, before any of this runs.

How this could run

Not a feature list. The actual sequence, from the moment the case lands to the moment someone signs it.

  1. 01

    Every transaction gets looked at

    The review moves from a sample to the full population, without adding headcount.

  2. 02

    Evidence gathers itself

    Documentation and control testing evidence assemble automatically as transactions are reviewed.

  3. 03

    Auditors review findings, not compile them

    Findings arrive drafted, with evidence attached, ready for judgment rather than data entry.

  4. 04

    Sign-off still sits with a person

    Every finding is reviewed and signed by an auditor before it's final.

Image, inside Zen Studio

Screenshot of a Zen Studio canvas configured for a workflow like this one.

What doesn't change

An auditor still reviews and signs every finding. Full coverage doesn't mean nobody's looking, it means everybody's covered.

What this could mean

Illustrative, based on the shape of a workflow like this one. The real number depends on the case, the team, and how it's configured.

70%Reduction in audit cycle time
100%Transactions reviewed, against sampling
Image, inside Zen Pilot

Screenshot of the Zen Pilot dashboard or explainability panel for a run of this workflow.

Where this lives in the platform

For a head of internal audit, a workflow like this starts as a conversation with Zara, describing the process in plain language and getting a first draft of the team back in the same session. Zen Studio is where engineering opens that draft, sets the guardrails node by node, and versions it before it goes live. Zen Pilot is where it actually runs, and where anyone can watch a case move through it in real time, node by node, with the reasoning attached.

Scale this is modelled on

Modelled across 120 branches, 15 business units

See a workflow like this built and running, live.Request a demo
← Previous use caseAll use casesNext use case →